StepStone

Jobbeschreibung

We are Riverty. And we believe everyone should be in control of their financials. We ask you to join in. Because together with you, we build the most human-centric fintech. We build on experience of more than 50 years. More than 5,000 people in 13 countries drive our company and contribution to society. And we have their backs. We make sure they feel supported and included: Across teams, across physical and invisible borders and across the globe.

Our world is growing. And we're here. Together, we're finding smarter, simpler, seamlessly connected ways to manage money. By leveraging data and financial technology, our holistic solutions provide flexible payments, smarter accounting, and fair debt collection, all aimed at fostering everyone's financial growth.

And. Everything we do, starts with you. Join us and let‘s build a more sustainable financial future, together.

We are looking for a

Data Science Lead - Credit Risk (m/f/d)

(unlimited, full-time) Join our team at our location in Verl, Berlin, Oslo, Baden-Baden or Amsterdam - flexible working conditions available

As the Data Science Lead - Credit Risk, you will guide our international and cross-functional team of data scientists and risk experts. The team's main role is to create Artificial Intelligence / Machine Learning (AI/ML) models that prevent fraud and solvency risks. You will assume responsibility for the AI/ML data product in our risk decisioning product - from Product Ownership to implementation and operation of the AI/ML models. You will play a crucial role in advancing our data and AI strategy and developing our team to meet their professional growth goals. Collaborating closely with various business and functional units, you will translate business needs into data and AI products, enabling Riverty's next-level risk management.


  • Lead a team of data scientists and machine learning engineers in developing innovative data products and ML models, particularly in the credit risk domain
  • Act as the product owner for the "Risk Data Science" cross-functional team, driving significant advancements in AI and machine learning models for credit risk management
  • Provide methodological leadership in data science and machine learning, as well as domain leadership in credit risk modeling through AI
  • Closely collaborate with other risk teams, such as risk product and risk steering, as well as with product, commercial, and engineering teams to identify and leverage AI opportunities, delivering high-quality data and AI products that prevent credit losses
  • Manage team priorities, resources, and deadlines to ensure alignment with business goals
  • Recruit, train, mentor, and develop team members, fostering a culture of continuous learning and improvement
  • Stay abreast of emerging data science trends and technologies, serving as a data ambassador within the company
  • The role reports into the Data & Analytics function, with strong ties to the Credit Risk function

  • Master's degree in Computer Science, Data Science, Statistics, Applied Mathematics, or a related field
  • Extensive experience in data science and machine learning technologies
  • Proven experience in a credit risk management environment
  • Proficiency in handling large datasets within a distributed computing environment
  • Strong leadership skills with a track record of managing teams of machine learning and risk professionals
  • Excellent communication skills, with the ability to work effectively with cross-functional teams
  • Knowledge of Microsoft Azure is a plus
  • Fluent in English; proficiency in German, Norwegian, or Dutch is advantageous
  • Experience in the financial industry, particularly in Buy-Now-Pay-Later and risk & fraud manage

Thrive at Riverty with great benefits:

  • Immerse yourself in a welcoming, trust-filled atmosphere as part of our agile teams and explore the fantastic opportunities within the Bertelsmann Group.
  • Put your health first by engaging in a variety of supported sports and leisure activities - it's important to us!
  • Empower your growth and professional development with Riverty's training sessions and customized development plans. Together, we'll learn, evolve, and achieve success.
  • Know that you're appreciated with plenty of employee benefits & discounts just for you.
  • Experience the best of both worlds with our flexible working arrangements, which let you mix on-site teamwork and remote work to create the perfect professional experience that suits your life.

Please note, benefits could be different depending on location or agreement details, and they may alter over time. We'd be delighted to explore these benefits in greater depth during an interview.

More information on riverty.com/careers. Are you already convinced? Then we look forward to receiving your online application - with just a few clicks.
We look forward to applications from candidates who contribute to the diversity of our company. We relate diversity in particular to the dimensions of cultural or social origin, religion, age, disability, gender and sexual identity.

Company: Riverty Group GmbH

Country: Norway

State/Region: Oslo

City: Europe multi-location

Postal Code: 0153

Job ID: 259193

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